/* ===== SMILEY BENEFICIOS AGENTE ===== */
.sba-wrap {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    max-width: 1100px;
    margin: 0 auto;
    padding: 40px 36px;
    background: #f8fafc;
    border-radius: 24px;
    box-shadow: 0 2px 16px rgba(0,0,0,0.07), 0 1px 4px rgba(0,0,0,0.04);
    border: 1px solid rgba(0,0,0,0.05);
}

/* HEADER */
.sba-header { text-align: center; margin-bottom: 40px; }
.sba-titulo { font-size: clamp(22px, 3.5vw, 34px); font-weight: 900; color: #1a1a2e; margin: 0 0 12px; line-height: 1.2; }
.sba-subtitulo { font-size: 17px; color: #6b7280; margin: 0; }

/* GRID */
.sba-grid {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    gap: 20px;
    align-items: start;
    margin-bottom: 36px;
}
@media (max-width: 768px) {
    .sba-grid { grid-template-columns: 1fr; }
    .sba-flecha { transform: rotate(90deg); margin: 8px auto; }
}

/* TARJETAS */
.sba-card {
    background: #ffffff;
    border-radius: 20px;
    overflow: hidden;
    box-shadow: 0 2px 12px rgba(0,0,0,0.08), 0 1px 3px rgba(0,0,0,0.05);
    border: 1px solid rgba(0,0,0,0.06);
    transition: transform 0.2s, box-shadow 0.2s;
}
.sba-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 32px rgba(0,0,0,0.10);
}

/* HEADERS TARJETAS */
.sba-card-header {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 20px 24px;
}
.sin-header { background: linear-gradient(135deg, #fff1f2, #ffe4e6); border-bottom: 2px solid #fecdd3; }
.con-header { background: linear-gradient(135deg, #f0fdf4, #dcfce7); border-bottom: 2px solid #bbf7d0; }

.sba-card-emoji { font-size: 32px; }

.sba-card-header h3 {
    margin: 0;
    font-size: 18px;
    font-weight: 800;
    color: #1a1a2e;
}
.sba-sin .sba-card-header h3 { color: #991b1b; }
.sba-con .sba-card-header h3 { color: #166534; }

/* LISTA */
.sba-lista {
    list-style: none;
    margin: 0;
    padding: 20px 24px;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.sba-item {
    font-size: 14px;
    color: #374151;
    line-height: 1.5;
    padding: 10px 14px;
    border-radius: 10px;
    transition: background 0.15s;
}

.sba-item-sin {
    background: #fff5f5;
    border-left: 3px solid #ff0000;
    color: #7f1d1d;
}
.sba-item-sin:hover { background: #fee2e2; }

.sba-item-con {
    background: #f0fdf4;
    border-left: 3px solid #33cc33;
    color: #14532d;
}
.sba-item-con:hover { background: #dcfce7; }

/* FLECHA CENTRAL */
.sba-flecha {
    display: flex;
    align-items: center;
    justify-content: center;
    padding-top: 80px;
}
.sba-flecha-inner {
    width: 52px;
    height: 52px;
    background: linear-gradient(135deg, #1a1a2e, #16213e);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    box-shadow: 0 4px 16px rgba(0,0,0,0.2);
    flex-shrink: 0;
}

/* CTA */
.sba-cta-wrap { text-align: center; }
.sba-cta {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: #33cc33;
    color: white;
    text-decoration: none;
    font-weight: 800;
    font-size: 16px;
    padding: 18px 36px;
    border-radius: 14px;
    transition: all 0.2s;
    box-shadow: 0 4px 16px rgba(51,204,51,0.35);
}
.sba-cta:hover {
    background: #28a428;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(51,204,51,0.45);
    color: white;
    text-decoration: none;
}

@media (max-width: 600px) {
    .sba-wrap { padding: 28px 18px; }
    .sba-lista { padding: 16px; }
    .sba-card-header { padding: 16px; }
}